> ## Documentation Index
> Fetch the complete documentation index at: https://docs.bastion.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Off-ramp payment purposes

> Valid payment_purpose values for Bastion off-ramp conversions, with suggested display labels and guidance on choosing the right code for individuals and businesses.

`payment_purpose` tells the receiving bank why the money is moving. Banks in the destination country use it for their own reporting. It is required on every off-ramp to a bank account, domestic or international.

For the end-to-end flows, see [Withdraw stablecoin to a US bank account](/guides/quickstarts/off-ramp/withdraw-to-a-bank-account) and [Withdraw stablecoin to an international bank account](/guides/quickstarts/off-ramp/international-bank-account).

## Using the codes

* Don't display the raw values to your users. Start from the suggested labels below and map them to wording that fits your product and audience.
* Retail products should offer the full list. If you want to offer a narrower set, talk to the Bastion team first.

## Choosing a purpose

* Each code covers a range of related payments. Pick the closest match.
* If more than one could apply, pick the one that describes the underlying obligation rather than the mechanism. A consultant who bills travel as part of their fee is `ADVISORY_FEES`, not `TRAVEL`.

## Common purposes

Suitable for both individuals and businesses.

<div className="nowrap-first-column">
  | Value                  | Suggested label                | Covers                                                           |
  | ---------------------- | ------------------------------ | ---------------------------------------------------------------- |
  | `OWNED_ACCOUNT_ABROAD` | Transfer to own account abroad | Moving your own funds to an account you hold in another country. |
  | `RENT_PAYMENT`         | Rent                           | Rent for a residential or commercial property.                   |
  | `PROPERTY_PURCHASE`    | Property purchase              | Buying real estate or property.                                  |
  | `UTILITY_BILLS`        | Utilities                      | Electricity, water, gas, internet, and similar bills.            |
  | `EDUCATION`            | Education                      | Tuition, school fees, and other study-related costs.             |
  | `LOAN_PAYMENT`         | Loan repayment                 | Repaying a loan, mortgage, or other credit obligation.           |
  | `DONATION`             | Donation or gift               | Charitable giving, and gifts to individuals.                     |
  | `TRAVEL`               | Travel                         | General travel costs such as flights, tours, and trip expenses.  |
  | `HOTEL`                | Hotel or accommodation         | Lodging booked and billed separately from the rest of a trip.    |
  | `SHARES_INVESTMENT`    | Stocks and securities          | Buying stocks, shares, or other securities.                      |
</div>

## Individuals only

<div className="nowrap-first-column">
  | Value                 | Suggested label                   | Covers                                                                           |
  | --------------------- | --------------------------------- | -------------------------------------------------------------------------------- |
  | `PERSONAL_REMITTANCE` | Family support or living expenses | Financial support to family members, and personal transfers for living expenses. |
  | `MEDICAL_EXPENSE`     | Medical expenses                  | Treatment, healthcare services, and medical insurance.                           |
</div>

## Businesses only

<div className="nowrap-first-column">
  | Value                        | Suggested label                        | Covers                                                                                                     |
  | ---------------------------- | -------------------------------------- | ---------------------------------------------------------------------------------------------------------- |
  | `SALARY_PAYMENT`             | Payroll                                | Wages paid by an employer to an employee.                                                                  |
  | `SERVICE_CHARGE`             | Supplier or contractor payment         | Paying a supplier or contractor for services rendered or goods delivered.                                  |
  | `ADVISORY_FEES`              | Professional and advisory fees         | Consulting, legal, accounting, and similar advisory work.                                                  |
  | `ADVERTISING_EXPENSES`       | Advertising and marketing              | Ad spend, agency fees, and marketing services.                                                             |
  | `OFFICE_EXPENSES`            | Office expenses                        | Supplies, equipment, and day-to-day operating costs.                                                       |
  | `MAINTENANCE_EXPENSES`       | Maintenance                            | Upkeep and repair of property or equipment.                                                                |
  | `CONSTRUCTION`               | Construction                           | Costs tied to a construction or build-out project.                                                         |
  | `TRANSPORTATION_FEES`        | Freight and logistics                  | Freight, logistics, and transport charges.                                                                 |
  | `DELIVERY_FEES`              | Delivery and shipping                  | Shipping and last-mile delivery charges.                                                                   |
  | `EXPORTS`                    | Exported goods                         | Payment for goods shipped across a border.                                                                 |
  | `ROYALTY_FEES`               | Royalties and licensing                | Licensing fees and intellectual property royalties.                                                        |
  | `BUSINESS_INSURANCE`         | Business insurance                     | Commercial insurance premiums.                                                                             |
  | `TAX_PAYMENT`                | Taxes                                  | Payments toward a government tax obligation.                                                               |
  | `INTERNAL_BUSINESS_MOVEMENT` | Transfer between own business accounts | A business moving its own funds between accounts it controls, such as wallet proceeds out to its own bank. |
</div>


## Related topics

- [Off-ramp: Withdraw stablecoin to a US bank account](/guides/quickstarts/off-ramp/withdraw-to-a-bank-account.md)
- [Off-ramp: Withdraw stablecoin internationally](/guides/quickstarts/off-ramp/international-bank-account.md)
- [Stablecoin on-ramp and off-ramp conversions](/guides/concepts/stablecoin-conversions.md)
- [Conversion notifications](/v2/api-reference/webhooks/notifications/conversions-notifications.md)
- [Supported off-ramp payout countries](/guides/getting-started/supported-off-ramp-payout-countries.md)